Digital Finance Supply Chains Consultant – Digitization of business payments in Kenya, Nairobi, KENYA 168 views0 applications


Project Description

UNCDF is the UN’s capital investment agency for the world’s least developed countries (LDCs). It creates new opportunities for poor people and their communities by increasing access to inclusive finance and investment capital. UNCDF focuses on Africa and the poorest countries of Asia and the Pacific, with a special commitment to countries emerging from conflict or crisis. It can provide seed capital both grants and loans as well as technical support that will improve poor peoples’ lives.

UNCDF works to enlarge peoples’ choices: it believes that poor people and communities should take decisions about their own development. UNCDF works in challenging environments – remote rural areas, countries emerging from conflict – and paves the way for others to follow. Its programmes are designed to catalyze larger investment flows from the private sector, development partners and national governments, for significant impact on the SDGs. Established by the General Assembly in 1966 and with headquarters in New York, UNCDF is an autonomous UN organization affiliated with UNDP. Established by the General Assembly in 1966 and with headquarters in New York, UNCDF is an autonomous UN organization affiliated with UNDP.

The Better Than Cash Alliance is a partnership of governments, companies and international organizations that accelerates the transition from cash to digital payments in order to reduce poverty and drive inclusive growth.

Billions of dollars in cash payments and transfers are made daily in emerging and developing economies, including payment of salaries, social welfare and relief, payments to suppliers, remittances, etc. The problems with these cash payments include a lack of transparency, accountability and security, as well as inefficiency. Furthermore, the individuals who receive the cash payments are often part of the 2 billion excluded from the formal financial sector. This means they are excluded from access to a range of appropriate and affordable financial services to help them save safely, take advantage of economic opportunities and reduce their vulnerability to risk.

Shifting these payments from cash to digital has the potential to improve the lives of low-income people, particularly women, while giving governments, the development community and the private sector a more transparent, time and cost efficient, and often safer means of disbursing payments.

The Better Than Cash Alliance partners with governments, companies, and international organizations that are the key drivers behind the transition to make digital payments widely available by:

  • Advocating for the transition from cash to digital payments in a way that advances financial inclusion and promotes responsible digital finance;
  • Conducting research and sharing the experiences of our members to inform strategies for making the transition;
  • Catalyzing the development of inclusive digital payments ecosystems in member countries to reduce costs, increase transparency, advance financial inclusion– particularly for women– and drive inclusive growth.

Payments completed in the value chain of businesses represent some of the largest payment flows of national economies. As part of catalyzing the global movement from cash to digital, the Better Than Cash Alliance is committed to support digitization of companies’ payment flows in different business sectors across the corporate payment grid (B2B, B2P, B2G and P2B). The Alliance recently published a report on ‘The Future of Supply Chains: Why Companies are Digitizing Payments’, showing how companies in different business sectors can benefit from digital payments in their supply chains and play an important role to build an inclusive digital payment ecosystem.

Most payment diagnostics focus on the payment system itself, including payment providers, instruments, technologies, rules, regulations, etc. The Better Than Cash Alliance approach builds on this methodology to assess the payments ecosystem, with a focus on use cases rather than specific instruments. A Better Than Cash Diagnostic, example of country diagnostic for Ghana, ensures there is a focus on:

  • Inclusiveness: Ensuring that all potential participants are included in the financial system, with a specific regard for underserved segments such as women.
  • Cash to Digital. BTCA works with payments that are currently undertaken predominantly in cash to catalyze their migration to digital channels.
  • Ecosystem Approach: The Better Than Cash Alliance works with all participants in the payments ecosystem to understand their use cases and ensure participation of public sector, private sector and civil society, including international development organizations.

The Better Than Cash Alliance (BTCA) is looking to hire a consultant to provide a general assessment of the status of B2B, B2P and P2B payments in Kenya. More specifically, the consultant will perform a desk review of existing evidence, gather information about present and past initiatives for digitizing B2B, B2P and P2B payments, and interview relevant stakeholders (including large retailers, fast- moving consumer good and agribusiness companies) to identify areas of opportunities for a BTCA Diagnostic of B2B, B2P and P2B payments in Kenya. The consultant will also provide recommendations to design next steps and activities to engage companies digitizing payments in their value chain, based on the findings of the study, and in line with the BTCA report ‘ The Future of Supply Chains – Why Companies Are Digitizing Payments’.

BTCA is looking to hire a Digital Finance Supply Chains Consultant. For more information on BTCA, please visit the website: http://www.betterthancash.org/

Duties and Responsibilities

Scope of Work

Under the supervision and direction of the Private Sector Digital Innovation Lead and the Africa regional Lead, the Digital Finance Supply Chains Consultant is expected to perform an assessment of existing evidence and gather information regarding past and ongoing initiatives of digitization of B2B, B2P and P2B payments to gain a better understanding of the interest of the target audience, identify opportunities and information gaps that may be addressed through a BTCA diagnostic of B2B, B2P and P2B supply chain payments in Kenya.

Based on this analysis, the consultant will highlight lessons that can be shared with other countries, help inform the questions the diagnostic will seek to respond and develop a presentation to be shared with Kenyan government for collaboration on this effort. Finally, the consultant will also be responsible to provide recommendations on the challenges experienced (if any), the support needed and potential engagement that would benefit the business sector in Kenya to support scaling of digital payments in supply chains of companies.

Specific Tasks

  1. Assess and provide a general overview of B2B, B2P and P2B payment digitization in Kenya:
  • Desk research: identify existing information, research and reports available on the digitization of B2B, B2P and P2B payments in Kenya.
  • Conduct interviews with relevant stakeholders from the public and private sectors to gather information on digitization efforts and identify interest and demand for a more detailed diagnostic on state of digitization for B2B, B2P and P2B payments in Kenya. The stakeholder interviews will focus particularly on large companies digitizing payments in supply chains, such as retailers, fast-moving consumer goods companies, agribusiness buyers or input provider companies, as well as companies working with small merchants for example.
  • Review of most relevant past and ongoing initiatives, pilots or projects for digitizing B2B, B2P and P2B payments in Kenya, including but not limited to efforts or programs by financial service providers, companies, international organizations (such as World Bank Group), the Government or NGOs.

This review of past and ongoing experiences will pay special attention to:

  • B2B, payments collected from small and medium retailers (corner shops)
  • B2B, payments made to micro and small suppliers, including agricultural input from smallholder farmers
  • B2P, salaries, wage and benefits paid to low income employees
  • P2B, payments completed by individuals to merchants, supermarkets and other businesses

Furthermore, this assessment will provide an understanding of what business models and /or partnerships can be leveraged by companies, industry organizations, financial institutions, payment providers, or fintech companies to digitize payments. These could include, but not limited to, the use of M-Pesa solutions and mobile money accounts with small suppliers, smallholder farmers and unbanked employees.

The assessment will identify for example:

  • Players involved in the payment initiatives and their roles, including companies, financial service providers and other partners (aggregators, technology companies, international organizations, NGOs, business service providers, regulators, etc);
  • Description of the payment initiatives and business model;
  • Scale of the payment initiatives, for example but not limited to number of stakeholders reached and volume of payment digitized;
  • Benefits of digital solution and challenges (technical, regulatory, behavioral etc) and opportunities for scale and replicability of each payment initiatives, following the framework;
  1. Identification of information gaps, research questions, opportunities and lessons that can help shape the BTCA diagnostic of B2B, B2P and P2B payments in Kenya and could be shared with other countries. The target audience for diagnostic of B2B, B2P and P2B payments in Kenya is composed of digital financial service providers, companies that are digitizing payments in their value chains (e.g. retailers, fast moving consumer good and agribusiness companies), as well as the Government and public ministries.
  2. Preparation of a presentation for the Kenyan Government on the private sector payment digitization and diagnostic of B2B, B2P and P2B payments in Kenya.
  3. Preparation and recommendations on how to engage companies in digitizing payments in their value chains in Kenya, in line with the BTCA’s ‘ The Future of Supply Chains – Why Companies Are Digitising Payments’ report. These recommendations may include, from the stakeholders’ interview, information on existing challenges to scale, collaborative action that companies could complete together. It may also include the concept of organizing a workshop with companies including the formulation of an agenda, the identification of invitees and speakers and content to be addressed based on information gathered on B2B, B2P and P2B in Kenya.

Expected Outputs and Deliverables

Deliverables

Target Completion

Deliverables

Payment terms in % of total contract price

1

30th of November 2018

Overview of B2B, B2P and P2B Payments in Kenya Report (Power Point of 40 slides approx.)- A preliminary assessment of the state of affairs and interest from various stakeholders in the digitization of B2B, B2P and P2B payments in the country and a review of past and present initiatives for digitizing payments for: a) B2B, payments collected from small and medium retailers (corner shops)

  1. b) B2B, payments made to micro and small suppliers, including agricultural input from smallholder farmers
  2. c) B2P, salaries, wage and benefits paid to low income employees
  3. d) P2B, payments completed by individuals to merchants, supermarkets and other businesses

50% (estimated 20 days)

2

7th of December 2018

Based on interest from different stakeholders, recommendations for digitization of B2B, B2P and P2B Payments in Kenya (Power Point of 30 slides approx.)- Prioritization of research questions, identification of information gaps as well as the relevance and opportunities of the upcoming BTCA Diagnostic of B2B, B2P and P2B payments in Kenya based on the interest among relevant stakeholders. These may include, but not be limited to, specific questions targeted at better understanding successful business models of implementation, the identification of barriers to adoption as well as the scalability and replicability of these initiatives.

12.5% (estimated 5 days)

3

14th of December 2018

Presentation to be shared with the Kenyan Government on the potential for a BTCA Diagnostic of B2B, B2P and P2B payments in Kenya, under the supervision of BTCA’s Private Sector Digital Innovation Lead and Africa Regional Lead.

12.5% (estimated 5 days)

4

4th of January 2019

Recommendations and ideas (power point of 20 slides) on how to engage non-financial companies in digitizing payments in their value chains in Kenya, in line with the BTCA’s ‘The Future of Supply Chains – Why Companies Are Digitising Payments’ report. Recommendations can include information, from the stakeholders’ interview, on business sectors to prioritize in Kenya, existing challenges to scaling digitization projects (if any), examples of collaborative action that companies could complete together. It can include the concept of organizing a workshop with companies including the formulation of an agenda, the identification of invitees and speakers and content to be addressed based on information gathered on B2B, B2P and P2B in Kenya.

25% (estimated 10 days)

100%

Deliverables/Outputs

Deliverable 1

Description of deliverable/outputs: Overview of B2B, B2P and P2B Payments in Kenya Report

Review & approvals Required Prior to authorization of payment: The Private Sector Digital Innovation Lead and the Africa regional Lead to oversee daily work and all planned deliverables

Deliverable 2

Description of deliverable/outputs: Prioritization of research questions, identification of information gaps as well as the relevance and opportunities of the upcoming BTCA Diagnostic of B2B, B2P and P2B payments in Kenya based on the interest among relevant stakeholders.

Review & approvals Required Prior to authorization of payment: The Private Sector Digital Innovation Lead and the Africa regional Lead to oversee daily work and all planned deliverables

Deliverable 3

Description of deliverable/outputs: Presentation to be shared with the Kenyan Government on the potential for a BTCA Diagnostic of B2B, B2P and P2B payments in Kenya

Review & approvals Required Prior to authorization of payment: The Private Sector Digital Innovation Lead and the Africa regional Lead to oversee daily work and all planned deliverables

Deliverable 4

Description of deliverable/outputs: Recommendations and ideas on how to engage non-financial companies in digitizing payments in their value chains in Kenya, in line with the BTCA’s ‘The Future of Supply Chains – Why Companies Are Digitising Payments’ report.

Review & approvals Required Prior to authorization of payment: The Private Sector Digital Innovation Lead and the Africa regional Lead to oversee daily work and all planned deliverables

Any delay in the completion of the outputs, if not attributed to the performance of the consultant, shall be addressed through a no-cost time extension.

Institutional Arrangement

The position is home-based in Kenya and under the supervision and direction of the Private Sector Digital Innovation Lead and the Africa regional Lead. There will also be engagement with the Better Than Cash Alliance’s head of Research and Innovation.

Duration of the Work

This is an assignment that have an estimated initial duration of 40 working days over a maximum of 4 months period. However, the performance control/ monitoring mechanism will be applied from the start date.

Duty Station

  • The duty station/location for the contract duration is Nairobi, Kenya;
  • If there is any approved travel, UNCDF will pay separately travel expenses (economy airfare, terminal expenses and per diems which include hotel and food expenses) according to standard UN rates based on evidence of approved and actual travel.

Competencies

Core Competencies:

  • Demonstrates ethics and integrity;
  • Demonstrates political acumen and calculated risk taking;
  • Builds own competence, creating an environment of creativity and innovation;
  • Creates and promotes open communication;
  • Remains calm, in control and good humored even under pressure;
  • Conducts fair and transparent decision making;
  • Displays cultural and gender sensitivity and adaptability;
  • Shows strong corporate commitment.

Functional Competencies: Professional

  • Ensures the full implementation of a project and the financial resources to obtain results;
  • Conceptualizes more effective approaches to programme development and implementation and to mobilizing and using resources;
  • Anticipates constraints in the delivery of services and identifies solutions or alternatives;
  • Makes effective use of UNCDF’s and other BTCA member resources and comparative advantage to strengthen partnerships;
  • Creates networks and promotes initiatives with partner organizations;
  • Creates an environment that fosters innovation and innovative thinking.

Technical:

  • Working knowledge of current developments in payment technologies, including innovative payment methods (e.g., mobile financial services, pre-paid/reloadable/other cards, etc.);
  • Solid skills in companies’ value chains, payment systems, financial services and data management (spreadsheets, data visualization tools, etc.);
  • Existing network and contacts within private sector in Kenya for digital financial inclusion in supply chains, especially contacts with key companies (retailers, FMCGs or agribusiness companies) and financial service providers (banks, fintech, payment companies, aggregators) for B2B, B2P and P2B.
  • Understanding of key issues and international good practices relating to digital payments and financial inclusion in Kenya for individuals, fast moving consumer goods companies and small and medium enterprises, especially small merchants digitization;
  • Knowledgeable about national payments regulation and supervision as well as the regulatory frameworks through which companies and financial service providers receive and make payments in Kenya;
  • Experience in conducting, searching or reviewing research documents and reports;
  • Excellent attention to detail, a proactive approach to achieving key results, and a high level of thoroughness in a complex multitasking and matrix management environment;
  • Excellent MS Office skills are required;
  • Experience in project management;
  • Excellent presentation and representation skills in multicultural contexts;
  • Ability to translate complex technical ideas to a non-technical audience in both verbally and in writing.

Required Skills and Experience

Qualifications of the Successful Individual Expert: Master’s degree in economics, finance, public/business administration, international relations, or related discipline or the equivalent experience. Additional training related to financial inclusion and/or digital financial services is highly desirable

Experience:

  • Minimum 5 years dedicated professional experience in digital finance, payment systems, electronic payments, or corporate Treasury in Kenya is required;
  • Experience and existing network within private sector in Kenya for digital financial inclusion in supply chains;
  • Experience in development, financial inclusion, inclusive business, including in the agribusiness space, in Kenya is highly desirable.

Languages: Fluency in spoken and written English is required. Swahili a plus.

Scope of Price Proposal and Schedule of Payments

Payments will be made based on the percentage of contract price corresponding to the deliverables stated in Section D above, and upon confirmation of UNCDF that the individual has delivered on the contract obligations in a satisfactory manner.

Recommended Presentation of Offer

The following documents are requested:

  • Duly accomplished Letter of Confirmation of Interest and Availability;
  • Personal CV or P11, indicating all past experience from similar projects, as well as the contact details (email and telephone number) of the Candidate and at least three (3) professional references;
  • Brief description of why the individual considers him/herself as the most suitable for the assignment, and a methodology, if applicable, on how they will approach and complete the assignment;
  • Financial Proposal that indicates the all-inclusive Daily Fee price. If an Offeror is employed by an organization/company/institution, and he/she expects his/her employer to charge a management fee in the process of releasing him/her to UNCDF under Reimbursable Loan Agreement (RLA), the Offeror must indicate at this point, and ensure that all such costs are duly incorporated in the financial proposal submitted to UNCDF.

Criteria for Selection of the Best Offer

Consultants will be evaluated based on UNCDF’s cumulative analysis method. When using this weighted scoring method, the award of the contract shall be made to the consultant whose offer has been evaluated and determined as:

  • Responsive/compliant/acceptable vis-à-vis the requirements of the TOR and the project operating environment; and
  • Having received the highest score out of a pre-determined set of weighted technical (70%) and financial (30%) criteria.

The Better Than Cash Alliance will conduct a review of a profile (technical evaluation) that matches applicants experience and expertise to the key tasks outlined in the consultancy. These are detailed under each of the following Key work areas noted above:

  • Stakeholder and Partner Consultation (30 points);
  • Experience in Digital Financial services within corporate supply chains in Kenya (50 points);
  • Experience in conducting, searching or reviewing research documents and reports (20 points).

Only the top candidates obtaining a minimum of 70 points in the review of profile will be considered for Technical Interviews. Technical interviews will explore the same key work areas, in greater depth, with the same weighting.

Technical proposal Review of a profile through desk review (30%) + Technical Interview (40%).

Please note that UNDP jobsite system allows only one uploading of application document, so please make sure that you merge all your documents into one single file.

UNDP is committed to achieving workforce diversity in terms of gender, nationality and culture. Individuals from minority groups, indigenous groups and persons with disabilities are equally encouraged to apply. All applications will be treated with the strictest confidence.

More Information

  • Job City Nairobi, Kenya
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0 USD Nairobi, Kenya CF 3201 Abc road Fixed Term , 40 hours per week United Nations Development Programme (UNDP)

Project Description

UNCDF is the UN's capital investment agency for the world's least developed countries (LDCs). It creates new opportunities for poor people and their communities by increasing access to inclusive finance and investment capital. UNCDF focuses on Africa and the poorest countries of Asia and the Pacific, with a special commitment to countries emerging from conflict or crisis. It can provide seed capital both grants and loans as well as technical support that will improve poor peoples' lives.

UNCDF works to enlarge peoples' choices: it believes that poor people and communities should take decisions about their own development. UNCDF works in challenging environments - remote rural areas, countries emerging from conflict - and paves the way for others to follow. Its programmes are designed to catalyze larger investment flows from the private sector, development partners and national governments, for significant impact on the SDGs. Established by the General Assembly in 1966 and with headquarters in New York, UNCDF is an autonomous UN organization affiliated with UNDP. Established by the General Assembly in 1966 and with headquarters in New York, UNCDF is an autonomous UN organization affiliated with UNDP.

The Better Than Cash Alliance is a partnership of governments, companies and international organizations that accelerates the transition from cash to digital payments in order to reduce poverty and drive inclusive growth.

Billions of dollars in cash payments and transfers are made daily in emerging and developing economies, including payment of salaries, social welfare and relief, payments to suppliers, remittances, etc. The problems with these cash payments include a lack of transparency, accountability and security, as well as inefficiency. Furthermore, the individuals who receive the cash payments are often part of the 2 billion excluded from the formal financial sector. This means they are excluded from access to a range of appropriate and affordable financial services to help them save safely, take advantage of economic opportunities and reduce their vulnerability to risk.

Shifting these payments from cash to digital has the potential to improve the lives of low-income people, particularly women, while giving governments, the development community and the private sector a more transparent, time and cost efficient, and often safer means of disbursing payments.

The Better Than Cash Alliance partners with governments, companies, and international organizations that are the key drivers behind the transition to make digital payments widely available by:

  • Advocating for the transition from cash to digital payments in a way that advances financial inclusion and promotes responsible digital finance;
  • Conducting research and sharing the experiences of our members to inform strategies for making the transition;
  • Catalyzing the development of inclusive digital payments ecosystems in member countries to reduce costs, increase transparency, advance financial inclusion-- particularly for women-- and drive inclusive growth.

Payments completed in the value chain of businesses represent some of the largest payment flows of national economies. As part of catalyzing the global movement from cash to digital, the Better Than Cash Alliance is committed to support digitization of companies' payment flows in different business sectors across the corporate payment grid (B2B, B2P, B2G and P2B). The Alliance recently published a report on 'The Future of Supply Chains: Why Companies are Digitizing Payments', showing how companies in different business sectors can benefit from digital payments in their supply chains and play an important role to build an inclusive digital payment ecosystem.

Most payment diagnostics focus on the payment system itself, including payment providers, instruments, technologies, rules, regulations, etc. The Better Than Cash Alliance approach builds on this methodology to assess the payments ecosystem, with a focus on use cases rather than specific instruments. A Better Than Cash Diagnostic, example of country diagnostic for Ghana, ensures there is a focus on:

  • Inclusiveness: Ensuring that all potential participants are included in the financial system, with a specific regard for underserved segments such as women.
  • Cash to Digital. BTCA works with payments that are currently undertaken predominantly in cash to catalyze their migration to digital channels.
  • Ecosystem Approach: The Better Than Cash Alliance works with all participants in the payments ecosystem to understand their use cases and ensure participation of public sector, private sector and civil society, including international development organizations.

The Better Than Cash Alliance (BTCA) is looking to hire a consultant to provide a general assessment of the status of B2B, B2P and P2B payments in Kenya. More specifically, the consultant will perform a desk review of existing evidence, gather information about present and past initiatives for digitizing B2B, B2P and P2B payments, and interview relevant stakeholders (including large retailers, fast- moving consumer good and agribusiness companies) to identify areas of opportunities for a BTCA Diagnostic of B2B, B2P and P2B payments in Kenya. The consultant will also provide recommendations to design next steps and activities to engage companies digitizing payments in their value chain, based on the findings of the study, and in line with the BTCA report ' The Future of Supply Chains - Why Companies Are Digitizing Payments'.

BTCA is looking to hire a Digital Finance Supply Chains Consultant. For more information on BTCA, please visit the website: http://www.betterthancash.org/

Duties and Responsibilities

Scope of Work

Under the supervision and direction of the Private Sector Digital Innovation Lead and the Africa regional Lead, the Digital Finance Supply Chains Consultant is expected to perform an assessment of existing evidence and gather information regarding past and ongoing initiatives of digitization of B2B, B2P and P2B payments to gain a better understanding of the interest of the target audience, identify opportunities and information gaps that may be addressed through a BTCA diagnostic of B2B, B2P and P2B supply chain payments in Kenya.

Based on this analysis, the consultant will highlight lessons that can be shared with other countries, help inform the questions the diagnostic will seek to respond and develop a presentation to be shared with Kenyan government for collaboration on this effort. Finally, the consultant will also be responsible to provide recommendations on the challenges experienced (if any), the support needed and potential engagement that would benefit the business sector in Kenya to support scaling of digital payments in supply chains of companies.

Specific Tasks

  1. Assess and provide a general overview of B2B, B2P and P2B payment digitization in Kenya:
  • Desk research: identify existing information, research and reports available on the digitization of B2B, B2P and P2B payments in Kenya.
  • Conduct interviews with relevant stakeholders from the public and private sectors to gather information on digitization efforts and identify interest and demand for a more detailed diagnostic on state of digitization for B2B, B2P and P2B payments in Kenya. The stakeholder interviews will focus particularly on large companies digitizing payments in supply chains, such as retailers, fast-moving consumer goods companies, agribusiness buyers or input provider companies, as well as companies working with small merchants for example.
  • Review of most relevant past and ongoing initiatives, pilots or projects for digitizing B2B, B2P and P2B payments in Kenya, including but not limited to efforts or programs by financial service providers, companies, international organizations (such as World Bank Group), the Government or NGOs.

This review of past and ongoing experiences will pay special attention to:

  • B2B, payments collected from small and medium retailers (corner shops)
  • B2B, payments made to micro and small suppliers, including agricultural input from smallholder farmers
  • B2P, salaries, wage and benefits paid to low income employees
  • P2B, payments completed by individuals to merchants, supermarkets and other businesses

Furthermore, this assessment will provide an understanding of what business models and /or partnerships can be leveraged by companies, industry organizations, financial institutions, payment providers, or fintech companies to digitize payments. These could include, but not limited to, the use of M-Pesa solutions and mobile money accounts with small suppliers, smallholder farmers and unbanked employees.

The assessment will identify for example:

  • Players involved in the payment initiatives and their roles, including companies, financial service providers and other partners (aggregators, technology companies, international organizations, NGOs, business service providers, regulators, etc);
  • Description of the payment initiatives and business model;
  • Scale of the payment initiatives, for example but not limited to number of stakeholders reached and volume of payment digitized;
  • Benefits of digital solution and challenges (technical, regulatory, behavioral etc) and opportunities for scale and replicability of each payment initiatives, following the framework;
  1. Identification of information gaps, research questions, opportunities and lessons that can help shape the BTCA diagnostic of B2B, B2P and P2B payments in Kenya and could be shared with other countries. The target audience for diagnostic of B2B, B2P and P2B payments in Kenya is composed of digital financial service providers, companies that are digitizing payments in their value chains (e.g. retailers, fast moving consumer good and agribusiness companies), as well as the Government and public ministries.
  2. Preparation of a presentation for the Kenyan Government on the private sector payment digitization and diagnostic of B2B, B2P and P2B payments in Kenya.
  3. Preparation and recommendations on how to engage companies in digitizing payments in their value chains in Kenya, in line with the BTCA's ' The Future of Supply Chains - Why Companies Are Digitising Payments' report. These recommendations may include, from the stakeholders' interview, information on existing challenges to scale, collaborative action that companies could complete together. It may also include the concept of organizing a workshop with companies including the formulation of an agenda, the identification of invitees and speakers and content to be addressed based on information gathered on B2B, B2P and P2B in Kenya.

Expected Outputs and Deliverables

Deliverables

Target Completion

Deliverables

Payment terms in % of total contract price

1

30th of November 2018

Overview of B2B, B2P and P2B Payments in Kenya Report (Power Point of 40 slides approx.)- A preliminary assessment of the state of affairs and interest from various stakeholders in the digitization of B2B, B2P and P2B payments in the country and a review of past and present initiatives for digitizing payments for: a) B2B, payments collected from small and medium retailers (corner shops)

  1. b) B2B, payments made to micro and small suppliers, including agricultural input from smallholder farmers
  2. c) B2P, salaries, wage and benefits paid to low income employees
  3. d) P2B, payments completed by individuals to merchants, supermarkets and other businesses

50% (estimated 20 days)

2

7th of December 2018

Based on interest from different stakeholders, recommendations for digitization of B2B, B2P and P2B Payments in Kenya (Power Point of 30 slides approx.)- Prioritization of research questions, identification of information gaps as well as the relevance and opportunities of the upcoming BTCA Diagnostic of B2B, B2P and P2B payments in Kenya based on the interest among relevant stakeholders. These may include, but not be limited to, specific questions targeted at better understanding successful business models of implementation, the identification of barriers to adoption as well as the scalability and replicability of these initiatives.

12.5% (estimated 5 days)

3

14th of December 2018

Presentation to be shared with the Kenyan Government on the potential for a BTCA Diagnostic of B2B, B2P and P2B payments in Kenya, under the supervision of BTCA's Private Sector Digital Innovation Lead and Africa Regional Lead.

12.5% (estimated 5 days)

4

4th of January 2019

Recommendations and ideas (power point of 20 slides) on how to engage non-financial companies in digitizing payments in their value chains in Kenya, in line with the BTCA's 'The Future of Supply Chains - Why Companies Are Digitising Payments' report. Recommendations can include information, from the stakeholders' interview, on business sectors to prioritize in Kenya, existing challenges to scaling digitization projects (if any), examples of collaborative action that companies could complete together. It can include the concept of organizing a workshop with companies including the formulation of an agenda, the identification of invitees and speakers and content to be addressed based on information gathered on B2B, B2P and P2B in Kenya.

25% (estimated 10 days)

100%

Deliverables/Outputs

Deliverable 1

Description of deliverable/outputs: Overview of B2B, B2P and P2B Payments in Kenya Report

Review & approvals Required Prior to authorization of payment: The Private Sector Digital Innovation Lead and the Africa regional Lead to oversee daily work and all planned deliverables

Deliverable 2

Description of deliverable/outputs: Prioritization of research questions, identification of information gaps as well as the relevance and opportunities of the upcoming BTCA Diagnostic of B2B, B2P and P2B payments in Kenya based on the interest among relevant stakeholders.

Review & approvals Required Prior to authorization of payment: The Private Sector Digital Innovation Lead and the Africa regional Lead to oversee daily work and all planned deliverables

Deliverable 3

Description of deliverable/outputs: Presentation to be shared with the Kenyan Government on the potential for a BTCA Diagnostic of B2B, B2P and P2B payments in Kenya

Review & approvals Required Prior to authorization of payment: The Private Sector Digital Innovation Lead and the Africa regional Lead to oversee daily work and all planned deliverables

Deliverable 4

Description of deliverable/outputs: Recommendations and ideas on how to engage non-financial companies in digitizing payments in their value chains in Kenya, in line with the BTCA's 'The Future of Supply Chains - Why Companies Are Digitising Payments' report.

Review & approvals Required Prior to authorization of payment: The Private Sector Digital Innovation Lead and the Africa regional Lead to oversee daily work and all planned deliverables

Any delay in the completion of the outputs, if not attributed to the performance of the consultant, shall be addressed through a no-cost time extension.

Institutional Arrangement

The position is home-based in Kenya and under the supervision and direction of the Private Sector Digital Innovation Lead and the Africa regional Lead. There will also be engagement with the Better Than Cash Alliance's head of Research and Innovation.

Duration of the Work

This is an assignment that have an estimated initial duration of 40 working days over a maximum of 4 months period. However, the performance control/ monitoring mechanism will be applied from the start date.

Duty Station

  • The duty station/location for the contract duration is Nairobi, Kenya;
  • If there is any approved travel, UNCDF will pay separately travel expenses (economy airfare, terminal expenses and per diems which include hotel and food expenses) according to standard UN rates based on evidence of approved and actual travel.

Competencies

Core Competencies:

  • Demonstrates ethics and integrity;
  • Demonstrates political acumen and calculated risk taking;
  • Builds own competence, creating an environment of creativity and innovation;
  • Creates and promotes open communication;
  • Remains calm, in control and good humored even under pressure;
  • Conducts fair and transparent decision making;
  • Displays cultural and gender sensitivity and adaptability;
  • Shows strong corporate commitment.

Functional Competencies: Professional

  • Ensures the full implementation of a project and the financial resources to obtain results;
  • Conceptualizes more effective approaches to programme development and implementation and to mobilizing and using resources;
  • Anticipates constraints in the delivery of services and identifies solutions or alternatives;
  • Makes effective use of UNCDF's and other BTCA member resources and comparative advantage to strengthen partnerships;
  • Creates networks and promotes initiatives with partner organizations;
  • Creates an environment that fosters innovation and innovative thinking.

Technical:

  • Working knowledge of current developments in payment technologies, including innovative payment methods (e.g., mobile financial services, pre-paid/reloadable/other cards, etc.);
  • Solid skills in companies' value chains, payment systems, financial services and data management (spreadsheets, data visualization tools, etc.);
  • Existing network and contacts within private sector in Kenya for digital financial inclusion in supply chains, especially contacts with key companies (retailers, FMCGs or agribusiness companies) and financial service providers (banks, fintech, payment companies, aggregators) for B2B, B2P and P2B.
  • Understanding of key issues and international good practices relating to digital payments and financial inclusion in Kenya for individuals, fast moving consumer goods companies and small and medium enterprises, especially small merchants digitization;
  • Knowledgeable about national payments regulation and supervision as well as the regulatory frameworks through which companies and financial service providers receive and make payments in Kenya;
  • Experience in conducting, searching or reviewing research documents and reports;
  • Excellent attention to detail, a proactive approach to achieving key results, and a high level of thoroughness in a complex multitasking and matrix management environment;
  • Excellent MS Office skills are required;
  • Experience in project management;
  • Excellent presentation and representation skills in multicultural contexts;
  • Ability to translate complex technical ideas to a non-technical audience in both verbally and in writing.

Required Skills and Experience

Qualifications of the Successful Individual Expert: Master's degree in economics, finance, public/business administration, international relations, or related discipline or the equivalent experience. Additional training related to financial inclusion and/or digital financial services is highly desirable

Experience:

  • Minimum 5 years dedicated professional experience in digital finance, payment systems, electronic payments, or corporate Treasury in Kenya is required;
  • Experience and existing network within private sector in Kenya for digital financial inclusion in supply chains;
  • Experience in development, financial inclusion, inclusive business, including in the agribusiness space, in Kenya is highly desirable.

Languages: Fluency in spoken and written English is required. Swahili a plus.

Scope of Price Proposal and Schedule of Payments

Payments will be made based on the percentage of contract price corresponding to the deliverables stated in Section D above, and upon confirmation of UNCDF that the individual has delivered on the contract obligations in a satisfactory manner.

Recommended Presentation of Offer

The following documents are requested:

  • Duly accomplished Letter of Confirmation of Interest and Availability;
  • Personal CV or P11, indicating all past experience from similar projects, as well as the contact details (email and telephone number) of the Candidate and at least three (3) professional references;
  • Brief description of why the individual considers him/herself as the most suitable for the assignment, and a methodology, if applicable, on how they will approach and complete the assignment;
  • Financial Proposal that indicates the all-inclusive Daily Fee price. If an Offeror is employed by an organization/company/institution, and he/she expects his/her employer to charge a management fee in the process of releasing him/her to UNCDF under Reimbursable Loan Agreement (RLA), the Offeror must indicate at this point, and ensure that all such costs are duly incorporated in the financial proposal submitted to UNCDF.

Criteria for Selection of the Best Offer

Consultants will be evaluated based on UNCDF's cumulative analysis method. When using this weighted scoring method, the award of the contract shall be made to the consultant whose offer has been evaluated and determined as:

  • Responsive/compliant/acceptable vis-à-vis the requirements of the TOR and the project operating environment; and
  • Having received the highest score out of a pre-determined set of weighted technical (70%) and financial (30%) criteria.

The Better Than Cash Alliance will conduct a review of a profile (technical evaluation) that matches applicants experience and expertise to the key tasks outlined in the consultancy. These are detailed under each of the following Key work areas noted above:

  • Stakeholder and Partner Consultation (30 points);
  • Experience in Digital Financial services within corporate supply chains in Kenya (50 points);
  • Experience in conducting, searching or reviewing research documents and reports (20 points).

Only the top candidates obtaining a minimum of 70 points in the review of profile will be considered for Technical Interviews. Technical interviews will explore the same key work areas, in greater depth, with the same weighting.

Technical proposal Review of a profile through desk review (30%) + Technical Interview (40%).

Please note that UNDP jobsite system allows only one uploading of application document, so please make sure that you merge all your documents into one single file.

UNDP is committed to achieving workforce diversity in terms of gender, nationality and culture. Individuals from minority groups, indigenous groups and persons with disabilities are equally encouraged to apply. All applications will be treated with the strictest confidence.

2018-10-27

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